Last updated: July 2026
Submit accurate offer terms you can verify, respect other contributors, and do not post personal information, harassment, unlawful material or spam. Report incorrect or abusive submissions and block contributors from the offer controls. Perky may hide or remove submissions and restrict abusive accounts. Contact support@theperkyapp.com for assistance.
Offers can be targeted to individual accounts. Community confirmations and AI drafts do not guarantee eligibility, availability or reimbursement. Review your issuer’s terms and enroll where required. Radar proximity is approximate and delivery can be delayed or prevented by operating-system settings. Arriving at a venue does not record a redemption. Paid AI assistance has the displayed usage allowance; failed provider attempts may count toward it.
Perky is a simple tool to help you track credit card perks and benefits. We help you remember to use your credits before they expire - that's it.
Perky is not financial advice. We're a tracking tool, not a financial advisor. Always verify perk details with your card issuer. Perks change frequently and we may not have the latest information.
Free users can track up to 3 cards (max 2 per issuer) and 3 loyalty programs. Premium unlocks unlimited cards, unlimited loyalty programs, usage analytics, and cross-device sync.
Premium pricing:
To upgrade, you must create an account with your email and password. This allows us to:
Purchases are handled through Stripe (web), Apple App Store (iOS), or Google Play Store (Android). Mobile subscriptions are managed by RevenueCat.
Perky allows you to manually track loyalty program balances. Estimated point values are based on publicly available data and are for informational purposes only. Actual redemption values may vary. We are not affiliated with any loyalty program.
We try to keep perk information accurate, but credit card benefits change frequently. We're not responsible if a perk has changed or been discontinued. Always confirm with your card issuer before relying on any perk.
You can delete your account at any time from the Settings screen or by visiting theperkyapp.com/delete-account. Deleting your account permanently removes all your data from our servers, including your email, subscription status, synced cards, loyalty programs, and preferences. Local data on your device is not affected.
Perky is provided "as is" without warranties. We're not liable for any missed perks, incorrect information, or any damages arising from use of the app. Our maximum liability is limited to the amount you paid for the app.
We may update these terms from time to time. Continued use of the app after changes means you accept the new terms.
Perky uses the following third-party services:
Each service has its own privacy and terms. We encourage you to review them.
Questions? Email us at hello@theperkyapp.com